IC DIRECT Checking & Savings

It's your money, so keep more of it with IC Direct Checking and Savings Accounts. We offer you higher rates of interest with lower fees; All together...now with IC Direct.

1.26%APY

IC Direct Checking

A checking account that pays you dividends and helps you to take control of your money and your life!

  • No Monthly Service Charges1
  • No ATM Surcharges2
  • No-Fee Online Banking and Bill Payer Services3
  • Electronic Statements
  • Dividends paid monthly on your balance5

Other Services Available with this Account

  • No-Fee Line of Credit
  • Extended Overdraft

1.36%APY

IC Direct Savings

A savings account that pays very competitive dividends based on the amount of money you maintain in the account. The more you save, the more you earn. Combine this account with an IC Direct Checking account, and take control of your money and your life.

  • Free Withdrawals4
  • Dividends paid monthly on the balance6
  • Online Banking Services
  • Electronic Statements

Together, IC DIRECT Checking and Savings lets you manage your money online, 24/7, from any computer in the world.

Call or stop-by one of our Branch Locations today.
Certain conditions apply.

(1) If the IC Direct Checking Account does not have Direct Deposit or maintain a daily balance of $1,000, a fee of $7.00 will be assessed to the account. (2) A rebate of up to $5.00 will be credited at the end of each statement cycle for ATM Surcharges. (3) If bill pay is not utilized within a 90 day period, a $5.00 fee will be assessed to the account. (4) You can make a maximum of four free withdrawals from the account during the statement period. A fee of $10.00 will be assessed for each additional withdrawal during the statement cycle. (5) Dividends are based on Simple Interest and are compounded on a monthly basis. Dividends will be posted at the end of each calendar month and are subject to change without notice. Dividends are based on a 365 day year. (6) Dividends are compounded daily and posted at the end of each calendar month and are subject to change without notice. Dividends are based on a 365 day year.