Rates subject to change without notice.
Home Equity Rates
Effective as of 2010-07-28 07:58:15
APR = Annual Percentage Rate
| Lines of Credit 80% Loan to Value & Under | Term | APR |
|---|---|---|
| $10,000 and Up | 2.99% APR 6 Month Promo then Prime minus 1.00% APR For Life** | see term |
| 80% Loan to Value & Over | Term | APR |
| $10,000 and Up | 2.99% APR 6 Month Promo then Prime Plus 1.75% APR For Life** | see term |
Prime Rate
Effective as of 2008-12-17 09:37:39
| Prime Rate |
|---|
| 3.250% |
Fixed Equity Rates*
Effective as of 2010-07-28 07:58:15
| Term | APR |
|---|---|
| 1-5 Years | 3.990% |
| 6-10 Years | 5.500% |
| 11-15 Years | 5.990% |
| 16-20 Years | 6.500% |
All equity products have no points, no application fee and no pre-payment fee. However, a waiver of fees must be signed at the time of application. Refer to product description for value determination and appraisal requirements.
* Rates will be higher for LTV's over 80%
** Rate adjusted according the the prime rate published in the wall street journal last business day of the month. Minimum rate 5.00% maximum rate 18.00%
1 Fees may reduce earnings on applicable accounts
2 A waiver of fee may be assessed for early payoff
