Just4Kids Savings

Smart savers start young

Get your kids off to a good start on their financial well-being with our Just4Kids Savings. This savings account is designed for children ages 6–10. As Finny Super Savers, your kids will learn good financial habits. We offer our young members special rewards that educate and keep kids motivated to save.

Establish good savings habits early
Receive special, motivating rewards
Prepare for financial well-being

Become an IC Super Saver

OVERVIEW

Teach Your Kids to Save

Available for kids between 6 and 10

Special rewards to keep them motivated

Smart savings habits from early on

Become an IC Super Saver

Ready to get started?

Email us or stop by an IC branch near you.

Main Office

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

Email
[email protected]

Get in touch with us

RATES

Get the best rate for you

Savings Rates

Effective as of September 1, 2023

Print Rates

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ACCOUNT NAME	DIVIDEND RATE	APY
Christmas Club Savings	0.05%	0.05%
Just 4 Teens Savings	0.10%	0.10%
$25.00 minimum balance required to earn interest.
Just 4 Kids Savings	0.02%	0.02%
$5.00 minimum balance required to earn interest.
Passbook Savings	0.02%	0.02%
Statement Savings	0.05%	0.05%
Reward Savings ($50 - $4,999.99)	0.05%	0.05%
Reward Savings ($5,000 - $24,999.99)	0.05%	0.05%
Reward Savings ($25,000 - $49,999.99)	0.05%	0.05%
Reward Savings ($50,000 & Over)	0.05%	0.05%
IRA Savings ($50 - $9,999.99)	0.05%	0.05%
IRA Savings ($10,000 - $24,999.99)	0.05%	0.05%
IRA Savings ($25,000 - $49,999.99)	0.05%	0.05%
IRA Savings ($50,000 & Over)	0.05%	0.05%
Veterans Suite Savings	0.05%	0.05%
APY = Annual Percentage Yield Note: Dividends will be labeled as Interest on your Statement and Online Banking 1, 2, 3, 4 – Apply to all accounts listed above 1. Fees may reduce earnings on applicable accounts 2. Please note that the rate for all variable deposit accounts is accurate as of the effective date listed above and that the rate on variable deposit accounts may change from time to time. 3. $5.00 Minimum Opening Balance 4. $50.00 Minimum Balance Required to Earn Interest
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